Secure, audit-ready gold pawning and pledge financing software engineered for pawnbrokers, credit branches, and financial institutions across Sri Lanka.
Pawning Intelligence
Gold Loan 365 streamlines the entire gold pawning lifecycle—from customer appraisal and net weight purity calculation to barcode packet tracking and auction notice workflows.
Equipped with live market gold price integration, multi-carat purity scales (18K to 24K), automated interest penalty recalculations, and complete Central Bank of Sri Lanka (CBSL) audit trail compatibility.
Complete end-to-end tooling designed for vault security, carat appraisal, interest tracking, and auction recovery.
Accurate gross and net weight calculation with stone weight deduction and real-time gold market rates for 18K, 21K, 22K, and 24K items.
Instant barcode label printing for pawn security pouches with locker location mapping, vault shelf numbers, and seal tamper tags.
Print legal pawn advance agreements with customer NIC details, thumbprint capture, interest disclosures, and settlement repayment schedules.
Configurable interest calculations supporting monthly, daily, and compound interest models, grace periods, and overdue penalty recalculations.
Standardized warning notice generation (1st, 2nd, and final notice), public Gazette auction scheduling, and Central Bank regulatory export reports.
Digital barcode scanner physical vault audits, branch-to-branch pledge transfers, dual-custody authorization, and head-office risk dashboards.
Lifetime software ownership with live carat rate integration, pouch barcoding, and CBSL regulatory compliance.
Single-counter pawnbrokers and jewelry stores offering basic gold cash advances.
Active pawning centers with dedicated vaults and barcode packet tracking.
Licensed finance companies, credit branches, and high-volume pawnbrokers.
Multi-branch financial institutions, cooperative rural banks, and credit unions.
Gold Loan 365 is tailored for institutions handling precious pledge collateral:
Experience Gold Loan 365 with your branch workflow in a personalized 1-on-1 walkthrough.