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Fintech & Microcredit ERP

FINANCE 365 Microfinance ERP

Smart, secure, and scalable financial management platform engineered for microfinance institutions, credit cooperatives, and rural lending organizations.

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Streamline Loans, KYC & Daily Field Collections

Our Micro Finance Management System is designed to streamline loan operations, customer management, and financial tracking for micro-finance institutions of any size.

Eliminate paper loan books, arm your field collection officers with mobile receipt printers, automate interest calculation rules, and generate real-time balance sheets with total role-based security.

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Finance 365 Microfinance Platform
Finance 365 Cloud Core Compliant Microcredit Engine
CBSL Ready
Core Capabilities

Engineered for Financial Integrity

Comprehensive suite of modules to manage borrowers, calculate complex repayment schedules, and monitor field collections in real time.

1. Customer & Group Management

Customer and group-based loan management with full lifecycle tracking, biometric verification, and digital KYC documentation.

  • Individual & solidarity group lending
  • Digital KYC & guarantor profile records

2. Schedules & Interest Calculations

Automated loan schedules, reducing balance or flat rate interest calculations, and overdue penalty fee rules for absolute precision.

  • Daily, weekly, bi-weekly & monthly schedules
  • Automated grace periods & overdue penalties

3. Real-Time EMI Due Alerts

Live EMI tracking with automated due date notifications and overdue alerts displayed across the dashboard and dispatched via SMS.

  • Automated customer SMS payment reminders
  • Real-time portfolio default risk indicators

4. Savings & Fixed Deposits

Complete management of client savings accounts, compulsory deposit schemes, and withdrawal vouchers with tamper-proof transaction logs.

  • Compulsory & voluntary savings ledgers
  • Interest accrual & maturity payout calculation

5. Field Officer Collection App

Arm mobile field collection agents with Android apps that record repayments offline and print instant thermal Bluetooth receipts.

  • Offline collection mode with GPS verification
  • Bluetooth thermal receipt printer integration

6. Automated Financial Reports

Instant reports on loan portfolio status, collection yields, profit & loss, trial balance, and branch rankings with role-based security.

  • Portfolio aging & PAR (Portfolio at Risk)
  • One-click export to Excel & PDF
Transparent Pricing

Microfinance Enterprise & Pricing Plan

Full loan portfolio control, field collection app, automated accounting, and regulatory compliance.

Starter Plan

Single office microcredit societies with basic borrower ledgering.

One-Time License
Rs. 200,000
Rs. 10,000 + SMS / yr
  • Single branch / 2 Users
  • Up to 300 active loans
  • Individual & group loan schedules
  • Counter cash receipt printing
  • Standard ledger reports
Get Starter

Growth Plan

Active micro-lenders with door-to-door field collection staff.

One-Time License
Rs. 280,000
Rs. 12,000 + SMS / yr
  • Up to 2 branches / 5 Users
  • Up to 1,000 active loans
  • 2 Field collector mobile app licenses
  • Bluetooth thermal receipt printing
  • SMS installment reminders
Get Growth

Business Plan

Full commercial micro-finance institutions & credit cooperative societies.

One-Time License
Rs. 350,000
Rs. 15,000 + SMS / yr / branch
  • Up to 5 branches / 15 Users
  • Unlimited loan accounts
  • 6 Field collector mobile apps
  • PAR (Portfolio at Risk) & audit trail
  • Priority telephone & remote support
Get Business Plan

Enterprise Plan

Islandwide financial institutions, banking affiliates, and large NGO funds.

One-Time License
Rs. 600,000
Rs. 25,000 + SMS / yr
  • Unlimited branches & users
  • Unlimited mobile collection officers
  • Central Bank (CBSL) audit exports
  • Dedicated database server hosting
  • 24/7 dedicated support SLA
Get Enterprise
Target Sectors

Ideal for Your Financial Institution

Finance 365 supports lending operations across all tiers:

Microfinance Companies (MFIs) Manage microloans, field recovery officers, and branch portfolios.
Cooperative Societies (Sanasa / Thrift) Handle member deposits, dividend distributions, and low-interest loans.
Rural Financial Institutions & NGOs Agricultural seasonal credit, women entrepreneur funds, and microcredit.
Institutional Demo

Request a Finance 365 Walkthrough

Discover how Finance 365 streamlines loan accounting and eliminates collection discrepancies.